Unfortunately, our phone rings after the parent retires and realizes that the way they paid for college is now causing a retirement income crises. Then there's the parent that realizes during the second year of college, the money that was saved is running out quicker than expected, and the 401k will now be raided to make up the difference. The student who received high grades and test scores didn't receive the full ride and now the parents are stressed out trying to find money that doesn't exist.
These scenarios are real and are not the exception but the norm. They are all experiencing unintended consequences because they did not know how to avoid the problem before it happen. Are you in the same situation and don't know? What decisions should your family be making right now that are not being made? Are you at risk of making the same mistakes? Our goal is to assist you through a step by step process that will lead to a zero net cost plan and avoid making the mistakes that lead to unintended consequences.